Fargo is a city in Cass County, North Dakota. The city of Fargo is the crossroads and economic center of a large portion of eastern North Dakota and a portion of northwestern Minnesota. Fargo is a retail, manufacturing, healthcare, and educational hub for the region. Fargo is home to North Dakota State University. The local newspaper is The Forum of Fargo-Moorhead. The city motto is “Gateway to the West”. Fargo was founded in 1871.

Answer to Readers question: The principle of indemnity is an insurance principle stating that an insured may not be compensated by the insurance company in an amount exceeding the insured’s economic loss.