Minot, is a city located in the north central North Dakota. Minot is the fourth largest city in the state. Minot is also known as the “Magic City” and was founded in 1886 during the construction of the Great Northern Railroad. Minot’s economy thrives on the Air Force Base located 13 miles north of town making the city’s economy more robust than other cities of its size due to its large service area; however, it is beset by significant problems with enterprise capital and wage standards. About 30% of Minot residents work two or more jobs, and two-thirds of households earn less than the national median household income.

Answer to Readers Question: I assume the policy holder is the insured? Has the insured died? If not, It is time to change beneficiaries. Seek out the help of your agent to make sure you choose a properly named beneficiary. If the insured has died, there would have been a contingent beneficiary. All you need to do is contact the claims department of the insureds insurance company. If you are not the policy owner or the beneficiary, you are going to be limited in what info you can obtain but you can initiate the claim.